Terms & Conditions
SIMM Associates, Inc. Terms and Conditions
Effective Date: October 1, 2024
1. Introduction
Welcome to the SIMM Associates, Inc. (“we”, “our”, “us”) website. These Terms and Conditions govern your use of our website. By accessing or using this website, you agree to comply with these Terms and Conditions in full. If you disagree with any part of these Terms and Conditions, you must not use our website.
2. Use of the Website
- Eligibility: By using our website, you represent and warrant that you are at least 18 years old and are legally capable of entering into binding contracts.
- License: SIMM Associates, Inc. grants you a limited, non-exclusive, non-transferable, and revocable license to use our website for personal, non-commercial use only. All rights not expressly granted to you are reserved by SIMM Associates, Inc..
- Restrictions: You agree not to:
- Use our website for any unlawful purpose or in a way that could damage, disable, overburden, or impair the website.
- Attempt to gain unauthorized access to any part of the website or its related systems or networks.
- Use any automated system or software to extract data from our website for commercial purposes.
3. Intellectual Property Rights
- All content, including but not limited to text, images, graphics, logos, and software, on our website is the property of SIMM Associates, Inc. or its content suppliers and is protected by copyright, trademark, and intellectual property laws.
- You may not reproduce, distribute, modify, or create derivative works of any content on our website without our prior written consent.
4. Disclaimer of Warranties
- The website and its content are provided on an “as-is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the website or the content, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
- SIMM Associates, Inc. does not guarantee that the website will be secure, error-free, or available at all times.
5. Limitation of Liability
- To the fullest extent permitted by law, SIMM Associates, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website or the content, even if we have been advised of the possibility of such damages.
- Our total liability to you for any claims arising from your use of the website shall not exceed the amount paid by you, if any, for accessing the website.
6. User-Generated Content
- If you submit any content to our website, including but not limited to comments, reviews, or feedback, you grant SIMM Associates, Inc. a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, and distribute such content in any media.
- You represent and warrant that any content you submit does not infringe on the rights of any third party and does not contain any unlawful, threatening, or defamatory material.
7. Privacy
We respect your privacy and are committed to protecting your personal information. Please review our Privacy Policy for details on how we collect, use, and protect your data.
8. Text Messaging Disclosures
By providing your phone number and opting in, you consent to receive text messages (SMS and/or MMS) from SIMM Associates to communicate account statuses, account updates, reminders and alerts. Message and data rates may apply for messages sent to you or that you may receive from us. Message frequency may vary based on account activity. For help reply HELP to any message you receive from us or contact us at (866) 572-9376 or [email protected]. You may unsubscribe from receiving text communications at any time by replying STOP to any message you receive from us. If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages. Wireless carriers and our service providers are not liable for undelivered or delayed messages.
9. Links to Third-Party Websites
Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.
10. Termination
We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason, including but not limited to your violation of these Terms and Conditions.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which we are headquartered, without regard to its conflict of law principles.
12. Changes to the Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the website after any changes indicates your acceptance of the new Terms and Conditions.
13. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at (866) 572-9376 or [email protected].